• Own Goods - This cover motor commercial vehicles against accidental damage, fire, theft, third party liability and there is extension of passenger covers while in the cabin of the vehicle.
• Tractors - The cover protects tractor against accidental damage, fire, theft and third-party liability when it is on its own wheel. The cover is taken for tractors used in agriculture and any other use.
• Trade (Road Risks Only) - The cover is taken by motor traders/garages to protect them against road risks during the testing and movement of the vehicle on its on wheel from the dealer to the customer or the body builders. The value is provided per IT plate.
• PSV - This covers passenger service vehicle and offer protection against accidental damage, fire, theft, third party liability and passenger liability. The vehicle must be fully compliant with the RURA PSV rules.
• PSV Car Hire - The cover is given for vehicles used for private hire which are chauffeur driven.
• General Cartage (Carriers Liability) Motor Insurance is insurance for commercial motor vehicles used for hire and reward. It covers risks of losses and damages to commercial vehicles while being used to transport third party goods. This policy is suitable for:
• Large Trucks
• Trailers
• Tankers
• Water bowsers

The cover will include third party risks as required by the law.