Safe Family Insurance is a type of life insurance plan provided in SanlamAllianz which is designed to provide financial protection and peace of mind for families in the event of the policyholder's premature death or permanently disabled, the remailing two covers under safe family are loss of income and Partial permanent disability. The core idea is to ensure that the family members who depend on the insured individual are not left in financial distress if the worst should happen, below are guarantees covered under safe family insurance plan in details.

• Death and total permanent disability

Both covers provide financial security but address different needs. Death cover ensures that the insured's dependents are financially supported in the event of the insured's death. Total Permanent Disability cover provides financial support to the insured if they are no longer able to earn an income due to total permanent disability. Both total Permanent disability (TPD) and Death cover (DC) under Safe family insurance plan resulting from all circumstances, the sum assured is payable to the beneficiaries or the disabled workers, consider the example below:

Sum Assured For instance, with a net monthly salary of Rwf 1,000,000, the corresponding monthly premium would be Rwf 50,000, which is 5% of the forementioned net salary above, If Death or total permanent disability occurs sanlam Vie Plc will settle the claim as shown below.

Ex: 15 * 1,000,000= Rwf15,000,000 + Savings

• Partial permanent disability

With Partial permanent disability also under safely the benefits are calculated based on the continental scale of disability benefits, either as a fixed amount or as a multiple of the salary. For instance, a disability rated at 30% would be calculated as 15 times the monthly salary of Rwf1,000,000, multiplied by 30%, illustrated as below.

Ex: Disability of 30%= 15 *1,000,000

*30%=Rwf4,500,000

• Loss of income

The Safe Family Insurance plan also includes coverage for loss of income, providing financial support to individuals who lose their job due to illness or accident. This coverage replaces a portion of the individual's income for a specified period, helping them manage their finances until they secure new employment. After six months of disability or sickness, the sum assured is payable over a period of 15 months, as illustrated as the follow.

For instance: 75%*1,000,000 per month within a period of 15 months + Savings, this starts when the contract begins and is in force.