Board of Directors

Mr. NIYONGABO Louis

Independent Director

Mr. NIYONGABO Louis


Mr. Niyongabo Louis was appointed to the Board of Directors of Sanlam Vie Plc (Rwanda) in September 2021. He is currently Managing Director of ITS Ltd, an IT firm providing IT Services mainly to the banks. He also sits on the Board of Directors of Taslimu Capital, a credit-only financial Institution based in Kenya.

He is a holder of a bachelor’s degree in Business Administration, Information Management from Adventist University of Central Africa (Rwanda).

He has over 20 years’ experience in Banks’ IT Systems, and his IT Consultancy firm has provided IT services to various banks in Rwanda and in the region for Core Banking Systems, Payment Systems’ Integration, IT Projects Implementation, and IT Advisory Services. The list of clients includes, but not limited to I&M Bank Rwanda, Fina Bank Group (now GT Bank Group), BPR, Bank of Kigali, and DFCU Bank.

Beyond the region, his firm was hired in the US (Boston) to develop a payment system Rwanda Automatic Payment System to link the local banks and the service providers through a shared payment switch.

KAGAJU Marie Louise

Non Independent Director​​​​​​​

KAGAJU Marie Louise

Mrs. KAGAJU Marie Louise has a robust experience of over 25 years in banking sector and broad experience in taxes assessment, planning, accounting, and finance. Mrs. Kagaju joined BCR (Currently I&M Bank) in 1996 where she occupied several positions including Accounting Department Manager, Head of Finance Division and Chief Internal Auditor.

Prior to joining I&M Bank), Mrs. KAGAJU worked for Bank of Commerce, Development, and Industry (BCDI) currently Ecobank as Internal Audit Manager has been a Chief Internal Auditor. She also worked Congo Revenues Authority as Tax Inquiries Team Supervision before returning to Rwanda.

In board directorship, Mrs. Kagaju sits in the board of UNGUKA Bank Rwanda Plc since July 2019 as Audit Committee Chairperson and Member of Risk Management Committee since December 2020. She is a holder of Bachelor’s degree in Economics obtained in Kinshasa University in 1988.

Espérance Mukarugwiza

Independent Director

Espérance Mukarugwiza

Mrs. Esperance Mukarugwiza holds a Master’s degree in Economics from Illinois State University, USA and a Bachelor’s degree in Business Management from the University of Rwanda. She has an experience of more than 20 years in Business management and has managed important portfolios in her career. She has been a board member for IPAR (Institute of Policy Analysis and Research) and RAB (Rwanda Agriculture Board) whereby she chaired Audit Committees. She is a Board Member of Sanlam Vie since 2019 up to date.

Dr Sebuhuzu Gisanabagabo

Chairperson of Board

Dr Sebuhuzu Gisanabagabo

Dr. Gisanabagabo Sebuhuzu holds a doctorate degree in Economics (Economics of Banking) from the University of KwaZulu Natal (UKZN), South Africa and is member of Macroeconomic Research Unit at the same University.

Currently, he is a Senior Lecturer in the Department of Business Administration of the Adventist University of Central Africa (AUCA), teaching economic courses including Introduction to Microeconomics, Money and Banking, Managerial Economics, International Trade and Finance. He is also a Part Time Lecturer at University of Rwanda teaching Advanced Macroeconomics. He supervises students’ dissertations both at undergraduate and post-graduate levels.

Dr Gisanabagabo Sebuhuzu’s research interest and publications include financial sector with emphasis on banking sector, insurance sector, pension sector and monetary policy analysis. His areas of consultancy include conducting study surveys of impact assessment both at Micro and Macro levels, designing development plans of administrative entities and conducting trade policy analysis.

He seats on Board of Directors SANLAM VIE Plc from May 2019 to date. He seats also on the Board of Directors of Unguka Bank PLC from February 2017 to date. He is among the 13 Young Professionals who initiated the project of UNGUKA IMF SA which upgraded to Unguka Bank Plc.

Julien Kavaruganda

Independent Director

Julien Kavaruganda

Me Julien G. KAVARUGANDA is the Founder & Senior Partner of K-Solutions & Partners, a corporate law firm in Kigali, Rwanda. He has been practicing at the Brussels Bar Association before joining the Rwanda Bar Association. He is a holder of master’s degree in law obtained from Catholic University of Louvain (Belgium) in 2004.

Me Julien is the current President of the Rwanda Bar Association. He is also Vice-Chairman of the Kigali International Arbitration Center, Board member of the East African Law Society, Resident Director of New Bugarama Mining Company Ltd and recently appointed Board member of Rwanda Finance Ltd.

Me Julien has over seventeen (17) years of experience. His practice covers corporate and commercial law inclusive of mergers and acquisitions, joint ventures, privatization, banking and finance, project finance, capital markets, arbitration, energy and natural resources, and infrastructure law.

Julien is also actively involved in a number of environmental and ecological issues in the local community.

Warren Bruce

Non Independent Director

Warren Bruce

Mr. B.E Warren has 32 years’ experience in the Life Insurance, with 19 years in Senior Executive positions in Africa and abroad. He is a holder of degree in Wealth Management obtained from Insurance Sector Education and Training Authority. Mr. Warren has been a Member of Board of Directors of Sanlam Life Insurance (Uganda), Sanlam Life Insurance (Zambia) and Sanlam Life Insurance (Rwanda). He occupied various senior executive positions including Distribution support for Africa focusing on Tanzania, Rwanda, Zambia, Kenya, Mozambique, Zimbabwe, Namibia and Uganda. He has been also the Sanlam Emerging Markets (SEM) General Manager Africa focusing including but not limited to distribution strategies, establishing new opportunities in Africa. Mr. Warren has been also a Chief Executive Officer of Sanlam Life Insurance of Uganda since March 2013 to July 2013 and Executive Director of Shriram Life Insurance in India since 2010 to 2013, Distribution Manager: Eastern Cape Region in African Life Insurance. He has been also a Broker Consultant of Metropolitan Life/African Life and Sanlam South Africa whereby he managed portfolio of Brokers. Mr. Warren is a dynamic, innovative and results-oriented leader with a strong record of accomplishment of performance in turnaround time and high-paced organizations.

Moses Mutuli

Non Independent Director​​​​​​​

Moses Mutuli

Moses was appointed to the Board of Sanlam Vie Plc in 2018. He is currently the General Manager, Life Insurance East Africa, for Sanlam Pan Africa. For his role, he, in addition sits in the Board of Sanlam Uganda, Alternate Director at Sanlam Tanzania, Director at Socar Vie and Socar AG in Burundi and Director at Hubris Holdings Ltd in Kenya.

Moses is a qualified Actuary and is a Fellow of the Institute of Actuaries UK (FIA) and Fellow of The Actuarial Society of Kenya (FeASK). He has over 18 years experience in insurance and consulting gained in UK, SA and Kenya. He joined Sanlam in his current role in 2017.

Moses holds an MBA and MSc in Applied Statistics both gained from University of Oxford (UK) and BSc Mathematics from University of Nairobi.